A recent incident involved the theft of retirement savings checks from the mail, specifically 401(k) checks. The checks were stolen by a thief, raising concerns about the security of paper checks in a digital age. It is noteworthy that Paychex, a prominent company in the industry, was still utilizing paper checks despite the prevalence of check fraud. The question arises as to why a major player like Paychex was not using more secure digital payment methods, especially considering the frequency of check fraud cases.